U.S Federal District Court Rules That Controlled Vendors Are “EMPLOYEES” & NOT Independent Contractors

Paul Williams at Foreclosurepedia has been rightly saying for many years that controlled vendors are “treated” like employees and they should be treated as employees and NOT as independent contractors. On March 17th, a U.S. Federal District Court entered a 50-page court ruling in the Bowman v Field Asset Services case wherein the court declared that:

“the overwhelming weight of the evidence supports a finding that FAS retained and, more often than not, actually exercised a right to control the manner and means of the vendors’ work. While some of the secondary factors for evaluating proper classification fall in FAS’s favor, they cannot overcome the powerful evidence of control that establishes that the vendors are employees as a matter of law.”

The bottom line is that Mortgage Order Mills (MOMs) … and others … are exercising too much control over their field service representatives. The U.S. federal courts have ruled in two federal cases that the MOMs could not overcome the powerful evidence of control that establishes that the vendors are employees as a matter of law. There are several other Rulings coming down the pike over the next month or so, the largest of which will be the Vinson v MCS on nearly identical issues.

You MUST READ the Foreclosurepedia blog post which provides a great highlighted analysis of the Bowman v Field Asset Services ruling. This federal court ruling affects EVERYONE in the field services industry. It establishes the rule of law that control of vendors will be determined by the federal district courts and that such controlled vendors are employees as a matter of law. The U.S. Federal Court rulings say that Paul Williams got it right when everyone told Paul that he was wrong.

Paul Williams is one of the smartest people I know. Paul is a great friend of LABOR. He has also provided consulting to some major U.S. corporations.   I talked to Paul last evening for about 45 minutes discussing the Bowman v Field Asset Services case. He also provided me with some great trusted business advice. I always find his advice to be valuable to my business and I made another donation to show my appreciation. You too can make a donation at Foreclosurepedia and get connected to the person who has his fingers on the pulse of what is happening in the field services industry. The world of field services is changing and the new keywords trending are “controlled vendors are employees”. Hiring companies and field workers need to link up with Paul Williams (coo@foreclosurepedia.org) for some straight talk and advice. Paul has a record of being right.

Philadelphia Field Inspectors Need To Ask For More Money For Inspections

Philadelphia field service inspectors have a higher cost of living than many of us. They pay an 8% sales tax and a beverage tax (1.5-cents per ounce) on any beverage that contains sugar. A 12-pack of Propel berry flavored water with 2 grams of sugar is $9.75.

I purchased three 24-pack cases of Propel at a BJ’s in Florida today. The price for a 24-pack case in Florida was $11.62 with tax. If Florida had the same beverage tax, I would have paid $17.70 … of which $6.08 would have been the beverage tax.

Bottom line: $9.75 for a 12-pack in Philly and $11.62 for a 24-pack in Florida. Philly field inspectors need to ask for more money just so that they can buy berry flavored water.

More Car Chases Coming In 2017 As More Subprime Auto Loans Default

Losses on subprime auto loans have spiked in the last few months. They jumped to 9.1% in January, up from 7.9% in January 2016. Recoveries on subprime auto loans also fell to just 34.8%, the worst performance in over seven years.

A local area car chase (vehicle delinquency interview) pays about $25. These are NOT repossessions. Two of the larger national car chase field service firms are long-time members of SOFI.


Federal Reserve Increased Interest Rates As Job Market Improves

Rising interest rates is a big blow to the low-fee mortgage segment of the industry … the home of $3 mortgage inspections. Janet Yellen says the economy is improving … more and better jobs are here NOW! More better jobs are coming. No one will want the low-pay jobs … especially $3 mortgage inspections with “maybe” a profit of $1.50.

The mortgage segment is the home of 99.5% of the greed, fraud and corruption in the industry. The mortgage segment is terrible NOW and it will only get worst. The mortgage segment is on life support and will soon flatline.


March Is A Busy Sales Month At SOFI

March has always been a very busy sales month at SOFI. We sell a lot of information, marketing and training products in the month of March. Field service firms and field service representatives seem to wake up in March and decide that it is time to invest in growing their business. We are seeing higher traffic at the SOFI Store today as the snow in the mid-west and north-east is keeping field service representatives home and they are thinking about growing their business more in 2017.

Take some time today and think about were you want to be in 2017. Let SOFI help you grow your business in 2017.

McDargh Consulting In Tampa Offers Some Great Commercial Property Inspections


Dorann and I visited Tampa Busch Gardens for the day on Tuesday. We started off the day in Tampa having breakfast with Betsy McDargh at McDargh Real Estate Services, Inc. Her firm has a great reputation as being a higher quality firm that offers higher fees. She is always looking for the best of the best field service inspectors and she will pay you well for your experience and expertise. Be sure to complete an application form at the website.

WeGoLook … A New Star In The Sky … Featured On Worldwide Business With Kathy Ireland

WeGoLook is a company seeking to change the way businesses and individuals collect or verify information. With the click of a button, one of the company’s 30,000+ “Lookers” can be dispatched at a moment’s notice to collect real-time data, photos or video. From automotive and property inspections to insurance claims, notary services and auction item verification, WeGoLook puts an immense mobile workforce at a customer’s fingertips. Their platform delivers real-time, efficient solutions customized to fit business or personal needs. The company was founded in 2009 and is headquartered in Oklahoma City, Oklahoma.

What has been your experience with WeGoLook?


Seniors Make Great Field Service Inspectors. Here Are Some Test Questions To Help Hiring Firms To Find Seniors & Weed Out The Imposters


After the Lone Ranger saved the day and rode off into the sunset, the grateful citizens would ask, Who was that masked man? Invariably, someone would answer, I don’t know, but he left this behind. What did he leave behind?______________

When the Beatles first came to the U.S. In early 1964, we all watched them on The ____ ___________ Show.

The story you are about to see is true. The names have been changed to _____ _ _____.’

What takes a licking and keeps on ticking? _______.

We can remember the first satellite placed into orbit. The Russians did it. It was called __________.

 In the jungle, the mighty jungle, ____ ____ ____ ____.



How Would Hitler React To $3 Mortgage Inspections?

I posted this video at www.mortgagehorror.com. The field services industry is a great industry that offers real opportunities. The mortgage segment has always been the home of low-fee inspections and 99.5% of the fraud, greed and corruption in the industry. The video brings out all of the bad parts of the mortgage segment. It’s best to avoid low-fee mortgage inspections … to avoid stress in your life.

The Economy Is Heating Up … January Spending Spree Has US Retail Sales Rising Most In Nearly Five Years


The economy is heating up. The stock market is skyrocketing and forecasting good times ahead.

I talked to my good friend Carl in Ohio. He has been performing inspections for the last twenty years. He loves car chases … vehicle delinquency interviews. Did you know that a car chase that pays $25 today, paid $25 about 20 years ago. The heating up of the economy will bring higher inspections fees as the supply of field inspectors settle out at a lower level.

Don’t Waste Your Time Filling Out Field Service Job Applications


The higher quality firms in the field services industry that pay the higher fees will answer their phone and connect you with a real live person to discuss job opportunities. Always find out if there is a good probability of a job being available BEFORE you fill out a long employment application.

If the staff of a firm does not want to talk to you, you do not want to work for them. There always has to be a meeting of the minds in any successful relationship. Call FIRST to check on job availability before you waste a lot of time with an application. You may not like what they have to offer. If a hiring firm can’t get to what they pay for an inspection in the first two minutes, they probably pay below market rates. Silence on pay usually means that they are cheap.

Ask if there are any upfront costs to get started with the firm? These are often not explained in a job application. With mortgage inspections, there are almost ALWAYS high upfront costs and low fees. Ask about pay schedules.

New York Times Reports That Nearly 30% of Women 65 To 69 Are Working … 18% Of Women 70 – 74 Work

The New York Times also reported that about 60% of men 60 – 64 work. The bottom line is that men and women are working longer. Since this is the case, it makes great sense for seniors to work a job that that they love and which provides a lot of flexibility.

Check out some part-time jobs like field services, notary signings, real estate sales and mystery shopping.


Explore … Check Out Mystery Shopping … It’s A Great Extra Fun Part-Time Gig


Check out the great Mystery Shopping Training Manual at www.sofistore.com. Find the secret shopper tasks you like … ignore the ones you don’t care about. We guarantee  that you will love the training manual.

Mystery shopping is a part-time GIG for inspectors in all modern countries in the world. Watch the Australian television video on mystery shopping.

Call Richard Law at 321-543-2809 (east coast) to chat about field services.

Think Of Cheese As Mortgage Segment Jobs … And Smell The Cheese Often!


Mortgage delinquencies and foreclosures are at record lows. Too many mortgage inspectors are chasing a low supply of mortgage inspections. The mortgage segment is drier than the feet of a Upper Michigan mortgage field inspector during a cold dry winter. Mortgage inspections requiring 7 photos pay $3 and grass cuts of half-acre lots pay $15. Some Mortgage Order Mills (MOMs) make you wait 60 days for your first pay check.

Smell the cheese. The cheese is getting very old. It’s time to find some new cheese.

Credit Karma Says Background Checks Will Not Affect Your Credit Score


Almost all firms in the United States will order a background check on a job applicant. If you talk to all of your relatives, friends, associates and neighbors, you will find that a job applicant paying for a background check is very RARE. It just does not happen.

Move over to the field services industry and you will find that many of the hiring firms that pay the LOWEST FEES will require you to pay for a background check. The mortgage segment is the home of $3 mortgage inspections and 99% of the firms that ask you to pay for a background check … and the fees charged to the field inspector are outrageous.

I have never paid for a background check. I have been polygraphed at the National Security Agency (NSA) when I worked at E-Systems on DOD contracts. Avoid firms that ask you to pay. I would avoid the mortgage segment … the home of low fee inspections and 99.5% of the fraud, greed and corruption in the industry.

Credit Karma talks about hard and soft inquiries and says that background checks will not affect your credit score.

About 18 Notary Signing Agents Signed Up Today For FREE SOFI Membership

Notary Signing Agents are finding that field services is a good related business that will put more money in their pocket. Some field service representatives are venturing into notary signing tasks.

The best way to research notary signing tasks is to visit the National Notary Association (NNA). They are a strong leader in that industry. Look and see if there any notary signing restrictions in the state where you live. If there are no restrictions, then look at the training and certification that NNA offers.


I Love The Restaurant Mystery Shops That Pay For A Great Dinner Out For Two


I am registered with Restaurant Cops. I love to get a free meal for two. I don’t make any real great money with restaurant mystery shops, but I save a little money on going out to dinner. I also get to explore different restaurants.

Check out the mystery shopping information and training products at www.sofistore.com. Take a friend to dinner.

Some Commercial Order Mills (COMs) Are Hurting Their Clients And Their Field Inspectors


 Some of the Commercial Order Mills (COMs) are hurting their clients and their field service inspectors. I came across a commercial inspection being offered for $30 to the inspector. The $30 for the inspection would not even pay for the gas and the one-way drive time to to the inspection site … a huge multi-million dollar manufacturing facility. The inspector did not feel qualified to perform the structural inspection. I told the inspector that the job was priced extremely low and that the inspector did not have the required training or experience to perform the inspection. The report would be of no use to the client. It would not protect the client. The report would not properly investigate and describe the risk. I will not say too much more about the inspection other than it required significant structural engineering training and experience.

I called a commercial engineering consulting group who performed these types of inspections. Their response was that the inspection tasks specified required an educated and experienced structures engineer … demanded by the state … for such comprehensive inspections. They said that they would not touch the job for less that $5,000.

Is is these types of stories that show the damage caused to both the COMs client and the field service inspector. The COMs client is not getting a good product and the field inspector is actually losing money by accepting the task. The inspection results will be horrible … of no value to the client. Don’t take a job if you are not qualified to perform the inspection. If you are qualified, be sure to price your work so that you make a reasonable profit. This field inspection was so poorly outsourced and badly priced that it was outrageous.


Do You Have A Plan To Make More More Money 2017? Need Some More Part-Time Gigs Close To Home?


What is Mystery Shopping?

Mystery shoppers evaluate customer service, cleanliness and quality at all kinds of businesses. The mystery shopper reports are used by businesses to recognize star performers, determine training needs, monitor whether procedures are being followed, identify missed sales opportunities and even, in some cases, as one factor in determining raises and bonuses.

Mystery shopping can be a great part-time adjunct business for field service inspectors and notary signing agents. Let an expert get you started and focused. Check out the mystery shopper training manual at www.sofistore.com.

The Trend Is Now Toward Longer Days In 2017


Tuesday … January 31st … was a nice warm day in Clermont, Florida. The sky was blue with no clouds. The days are starting to get longer. Sunset at the end of January in central Florida is at 6:07 PM. On May 1st, sunset in Orlando will happen at about 8 PM.

Some people have full-time jobs and get off of work around 3-4 PM. With longer days coming, that provides time for some easy part-time field services work to make some extra money to pay bills or but some new toys. Starting making some extra money to purchase the new Apple i-Phone 8 when it comes out.

Call Richard Law at 321-543-2809 (east coast) if you want to chat about field services.

I Love Your Business … Please Send More Work … Happy Valentine’s Day … February 14th

I love your business. Please send me more work.

I send out Valentines Day cards every year to my best customers … the customers who send me lots of higher fee inspections. I mail the Valentine’s cards … do NOT email the cards. The result is always more work sent my way in the months after Valentine’s Day (February 14th).

Every year I go to CVS or Walgreens after Valentine’s Day and pick up packets of cards on sale (50-75% off). I pick up about 25 cards for for as little as five bucks and save them for the following year. I write “I love your business” in many places on the card and mail the cards.

Company vendor managers will love you more and send you more work as you will probably be the only inspector who sent them a Valentine’s Day card. Be sure to tell your customers how much you love their business.

LISTEN to this PODCAST  >>>>

Try To Find The Number 6 in 20 Seconds


Many field service inspector resumes are loaded with noise. It’s hard to quickly determine the services offered and the area serviced. Recruiters are going to take a quick look at your resume. Make sure that they can quickly determine what you offer. Many resumes are plain text and are not very impressive. Make sure that you make a great first impression.

Below is a resume that I created today. Look it over. The services offered and the area serviced become very clear after looking at it for about 5 seconds. Let SOFI design for resume. Visit www.sofistore.com and place you order TODAY.


Looking At The Mortgage Segment With Rose Colored Glasses


Steven Covey said: “We do not see the world as the world is, we see the world as we are.”

Many Mortgage Order Mills (MOMs) are looking at the world through rose colored glasses. They are experiencing a period of 10-year lows in mortgage delinquencies and foreclosures. The banks are writing loan modifications to cure mortgage delinquencies and foreclosures. The old golden days are gone. The Federal Reserve cannot let interest rates increase. It would wreck the whole economy.

Continue reading

Watch The Video … Some Great Pointers On Inspecting A Roof

Many of the residential insurance inspections require some photos of the roof …taken from the ground. Here is a video that will help you evaluate the condition of a roof. It was made for home inspectors, but many of the observations will help an insurance inspector.

Check out the residential insurance inspection training manuals at www.sofistore.com. The two manuals (PDF download or printed) provide for exterior inspections and “high value” inspections which are exterior/interior inspections. When you do a better job because you are trained, you will get more work and the better jobs that pay more.

Americans Spend More Than They Earn For 9th Straight Month


If you are going to spend more money, it is best to make more money. A part-time job … any part-time job … can help with expenses and buying new toys. Earn some extra money and don’t load up the credit card. Field service inspections may be an opportunity you want to explore. Do the research. Download the FREE ebook at www.13easysteps.com. Decide what is best for you in 2017.

Do the research. Make a GO/NO-GO decision on the field services industry. I flew as a Naval Flight Officer in the Navy and also as a civilian pilot in small aircraft. Watch the video on how flight crews make GO/NO-GO decisions on the runway on takeoff. Flight crews gather data in the cockpit and then make fast decisions. Gather some data on field service inspections and make a decision.

At SOFI, We Love To Help Children Regain Their Smile


SOFI made another contribution to Smile Train this afternoon. It’s a great charity that helps children with a cleft lip and cleft palate. I also rent out some property and I send all of the rent to St. Judes hospital for children.

Purchase a SOFI product at www.sofistore.com this weekend. I will electronically send the total amount of  your purchase to Smile Train. Email richard@law.name and refer to this blog post and I will email you a copy of the Smile Train electronic receipt sent to SOFI so that you know that the money went direct to Smile Train. Help yourself and help a child.

This offer applies to SOFI purchases made on Saturday and Sunday … January 28th and January 29th … 2017.


Maybe You Are Not In The SOFI Database Because You Are Too LAZY


I understand that you need to take some time to rest you weary body. But, it only takes about 20-seconds to send SOFI a text to 352-449-1041 or an email to dorann@law.name to provide an input of your name, cell, email and other information to update your listing in the National Field Service Directory. If we have not heard from you in a year, we assume that you are no longer active in field services.

I sent the below video to all of the SOFI member hiring firms this morning. Some will order the current SOFI database.You are not included in the SOFI database if you have continued to ignore requests for a listing update. So, don’t respond … you will get more rest as your cell will not be ringing and waking you from your nap. Your success depends upon the decisions you make!

Notary Signing Agents Concerned About Rising Interest Rates


When interest rates trend up, home loan refinances trend down and new loan originations trend down. Wages trend up as interest rates increase and as do the fees paid for property preservation tasks and field service inspections. A little inflation is good for the field services industry when you think that the average mortgage inspection fee is a mere $3. So what is a bank savings account today? The FED has kept interest rates so low that no one deposits savings in a bank as the interest rate is so very low.

Continue reading

2017 Will Be A Great Year … I Feel It In My Bones

I feel it in my bones. The year 2017 will be a great year for parts of the field services industry. The mortgage segment is dead. The commercial segment is very much alive. Mystery shopping is very much alive. I expect that 2017 will be a great year for these segments and the economy in general. New thinking in 2017 will grow the US economy. US manufacturers are seeing a bumper start to 2017, with production surging higher in January on the back of rising inflows of new orders.

Continue reading

Update Your Listing In The SOFI Database … The Cleaning Has Already Started


Maybe your phone is not ringing or your email inbox is empty because your listing in the National Field Service Directory has not been verified. Every listing in the Directory shows the date it was last verified. None of your contact information may have changed, but if hiring firms see an old date for the last time you verified your contact information, they will not email, text or call you. Hiring firms hate bouncing emails and phones that are not in service (NIS).

If you have not verified your contact information in the last 12 months, your listing will be removed from the National Field Service Directory. The database is being cleaned up. Work in your area will probably go to the person who has a more recent date of contact information verification.

I’m sure your competition has verified their contact information. They want your business.

Send your name, cell and email. Text to 3524491041 or email to dorann@law.name Or, email your resume.

I Read Zero Hedge & Foreclosurepedia Every Day … What Do You Read Online?


Zero Hedge reports on what is happening in the world. Zero Hedge is an English-language financial blog that aggregates news and presents editorial opinions from original and outside sources.

Foreclosurepedia reports on what is happening in the mortgage segment of the field services industry.

So what do you read online to help you grow your business?