What If We’re In A Depression But Don’t Know It? How Are You Doing With The $3 Mortgage Inspections?


Is the economy in a Depression? Not if you’re a corporate bigwig skimming vast gains from corporate buybacks funded by the Fed’s free money for financiers. But if you’re a wage earner who’s seen your pay, hours and benefits cut while your healthcare costs have skyrocketed – well, if it isn’t a Depression, it’s a very close relative of a Depression.

Today, the average mortgage inspection with 7 FREE photos pays $3. Twenty-five years ago, the same inspection paid $5 and photos paid $1.50 each. Someone is making money, but that someone is NOT the mortgage field inspector. The Mortgage Order Mill (MOM) always has the better part of the partnership. The mortgage segment is the DARK SIDE of the industry.

So how are those $3 mortgage inspections with “maybe” a $1.50 profit after you FIRST perform 833 mortgage inspections to pay for the required insurance. Stop by Lowes and look at the price of a single 100-watt light bulb. What do you pay for an oil change and tire rotation? The average price for a new car today is over $30,000. A mortgage inspection “maybe” provides a profit of $1.50. Divide all of your business expenses by 1.50 to compute the number of mortgage inspections required to pay the bills. Divide your car insurance cost by 1.50. When you work for inspector “Barbara” you may not even get paid. How will you feel when a MOM charges you with a $60 chargeback … a penalty to put more money in the MOM’s pocket?

“Barbara” In Texas Targets Females & Minorities

Avoid working for another inspector in Texas named “Barbara” who targets females and minorities and does not pay them for inspections performed. Email Richard Law with contact information on anyone named “Barbara” that contacts you. I will provide you with a list of contact information on females and minorities who were targeted and abused by Barbara. You can learn from them direct about their horrible experiences with Barbara. It’s best to just avoid Mortgage Inspections.



Field Service Blogs You Need To Follow To Learn About The DARK SIDE

The field services industry offers great opportunities. But, it also has a DARK SIDE that you need to avoid. That DARK SIDE is the MORTGAGE SEGMENT … the home of 99.5% of the fraud, greed and corruption. Avoid the Mortgage Order Mills (MOMs) that pay low $3 fees for mortgage inspections and $15 for grass cuts.



September Is A Busy End Of Summer Month For SOFI


We are near the end of summer. The staff at many filed service hiring firms are back from summer vacation. Many field service inspectors are back from a summer vacation. It’s time to get serious again about getting back to work … vacations are over.

At SOFI, we see the most product sales in the month of September to both hiring firms and field service firms. Hiring firm staffers get back to building a strong network of inspectors (looking for an end of the year bonus) and field service inspectors look to building more volume in a small area and better efficiencies … thereby creating more money. It’s time to get serious about your business!

Check out all of the great SOFI information, marketing and training products at www.sofistore.com. Call 321-543-2809 (east coast) to chat about growing your business.

Auto Loan Delinquencies Up 17% In July … Bad Credit Or No Credit … No Problem


The car chase field inspectors should be happy on this good news. This will generate a slightly higher volume of vehicle delinquency interviews. It’s really bad news about the economy. The market rate today for a car chase is still about $25. It’s been at $25 for a long time. I’m sure that most field service inspectors are going to be looking at the increases in their expenses in 2017 … especially health insurance and Rx drugs … and take that into consideration in their decision making process with regard to inspection fees. It may be time to ask for more money.


Earnings & Unemployment Is Linked To Education


This chart says a lot. Education is important. Your job earnings is closely tied to your education. Your earnings in the field services industry will also be tied to your level of training. Start in the field services industry with some entry-level tasks and then get some training and move to a higher level … and earn more. Check out the training products at www.sofistore.com. Call Richard Law at 321-543-2809 (easy coast) if you want to chat.



Car Accident & Trip And Fall Documentation And Photos For Local Attorneys


I talked to a Notary Signing Agent who also provided documentation and photographic services for attorneys in her area. Most of her work was photographing and documenting car accident scenes and trip and fall scenes for local attorneys. I know a field inspector who recycles printer toner cartridges. Many field service inspectors have several great part-time jobs which add up to a full-time job.

There are many opportunities all around you. Do you see them? Open your eyes. Network with other field service inspectors. Check out the SOFI Store.


Are You Smiling Because You Have Beat Out Your Competition?


RIO 2016:   Usain Bolt won gold in the 100 meter dash with a time of 9.81 seconds. He was smiling near the end of the race as he beat his competition.

How are you doing with beating your competition in the field services industry? Do you have a great resume? Do you advertise your services? Do you have a National Field Service Directory? Are you smiling because you are beating your competition? Or, is your competition beating you?




The Value Of Money: California Field Inspectors Actually Earn Less Than Mississippi Inspectors On Every Inspection … See The State Map

What’s the value of $100? That might seem like a trick question, but it’s actually an important indicator in measuring regional economics.

That’s because money buys you a lot more in some places than others. Just look at Mississippi, the state with the highest relative value. There, $100 will buy the same amount of stuff that would cost $115.34 in a state at the national average price level. On the flip side, money in Washington, D.C., has the lowest value, relative to the national average. There, you have to spend $100 to get $84.67 worth of value at that national average.

Check out the GREAT SOFI information, marketing and training products at http://www.sofistore.com.


Getting Started With Part-Time Field Service Inspections


Becoming a full-time entrepreneur can look glamorous from the outside. Who doesn’t want to chase their dreams, be their own boss, and do what they love? But the truth is that entrepreneurship is often a slog, with no regular hours, no job security, and very little pay.

What if there was a way to have the stability of a day job with the excitement of a startup? All of the benefits of entrepreneurship with none of the pitfalls? In The 10% Entrepreneur, Patrick McGinnis shows you how, by investing just 10% of your time and resources, you can become an entrepreneur without losing a steady paycheck.

I started listening to this audio book and found some great ideas on becoming self-employed in a great job. Read more at Amazon. Download a FREE e-book about getting started in the field services industry.





California Field Inspectors Should Ask For More Money … Check out the State Income Tax Chart

Taxes by State

CLICK HERE to see a larger image,

State income taxes are higher in the dark blue states such as California, Hawaii, Oregon, Minnesota and Iowa. Seven states have no state income tax. Field inspectors in the blue states such as California should get about 7% more than the national average price for any field inspection. California is a high income tax state. It costs field inspectors more to live and work in the “land of paradise”. They should ask for higher inspection fees … about 7% higher. The state income tax in California is 13.3% compared to NO state income tax in Florida, Texas and a few other states.



Commercial Inspections Are The Sweet Spot … The Mortgage Segment Is DEAD!


The Mortgage Order Mills (MOMs) will love the above chart. They have been praying at the altar of Satan for a long and deep recession. They want America back on hard times with lots of mortgage delinquencies and foreclosures. Today, mortgage delinquencies and foreclosures are at 8- year lows. The mortgage segment is dead. It is dryer than the butt of a camel in a sand storm. Non-bank servicer Ocwen … once a $60 stock is now a $2 stock. It operates at a loss! There is no money to be made with mortgage servicing during the current economic environment. DUH!

Factory orders plunged for the 20th month in a row – the longest streak in US history. What is bad for America is great for the Mortgage Order Mills (MOMs). US factory orders plunged 5.6% YoY – the worst drop since September 2015. This extends the period of annual contraction to 20 months – a record streak of declines in US history and one which has always, without exception, coincided with recession. Recession is great for the mortgage session. They make lots of money forcing people out of their homes … it’s called debris removal … couches, chairs, clothing, photos, mama’s ashes. The banks pay the bid price … the property preservation mechanic gets a lower negotiated price. During a recession, the MOM owners are picking up great deals at a Mercedes showroom.

Recession means good jobs will be lost. The unemployed will flood into the mortgage segment to pick up some of those $3 mortgage inspections. They will probably decrease to $2 inspections … hence more profit for the MOMs and maybe a reduced 50-cent total profit for the mortgage inspector. Recessions are awesome for the MOMs.  They can also pay their staff less. The MOMs grow rich during the hard times.



America’s Aging Baby Boomers, Forced To Work Until Death, Blamed For Collapsing US Productivity

walmart greeter_0

A report says the graying of America’s workforce will come as no surprise to regular readers. Just earlier this month, we wrote that in a little noticed aspect of the “stellar” June jobs report, the vast majority – or 90% of all new jobs – went to workers 55 and older.

Let’s face it … baby boomers need to find jobs that they will enjoy. They want good paying jobs with great flexibility, The best segments of the field services industry is commercial and insurance inspections. Avoid the mortgage inspections. Read www.mortgagehorror.com. As for those elderly Americans stuck in menial jobs until their dying day, our condolences.




Field Inspectors … Are You Too Hot This Summer? …. Maybe Get A Federal Job To Stay Home & Avoid The Heat

Obama To Federal Employees: If You Can’t Take The Heat Then Just Stay Home, No Biggie

READ the blog at www.zerohedge.com

The Obama administration’s Office of Personnel Management is encouraging federal workers to work from home if they simply can’t bear the excessive heat this summer.  Beth Cobert, Acting Director of the OPM, warned federal employees in a recent blog post, as well as in a memo distributed to all federal HR Directors, of the excessive risks associated with “dangerous heat waves” and the precautions that should be taken to “protect ourselves and our family’s health and well-being.”

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Don’t Panic … You Can Have A Great Life Beyond $3 Mortgage Inspections

Don't Panic

The SOFI blog at www.mortgagehorror.com has over 1,200 blog posts on the dangers in the mortgage segment of the industry. Read the blog, but don’t panic. You can have a great life beyond the $3 mortgage inspections. Check out the National Field Service Directory. It lists over 100 high quality firms (outside the mortgage segment) that pay the higher inspection fees. Avoid the fraud, greed and corruption in the mortgage segment. Have more fun in life and make more money. Be smart.


Andrea writes: Thanks SOFI for your dedication to the field Service Industry! 80% of my business has been from firms that got my information from you!! I am now a Certified Commercial Inspector through InterNachi.

The Best Days For Business Marketing Is Mid-Week … Avoid Holidays

Tuesday through Thursday are the best days of the week for email and telephone business marketing. Stay clear of any holidays. This is common sense … it’s what you would expect. The national and regional field service firms are not open on the weekend or holidays.

I ran into a person several years ago who was calling field service hiring firms on a Saturday and Sunday. He complained to me that none of the firms were answering their telephones on the weekend. Duh! I didn’t call him stupid … but, I really wanted to unload on this stupid person.


Mortgage Delinquency Mends While Student and Auto Loans Worsen

The substantial decline in serious mortgage delinquencies contrasts with other types of loan delinquencies that are on the rise.

Seriously delinquent mortgage loans, those 90 days or more overdue, have declined to the point where they are less than one quarter of what they were at their peak six years ago, according to a new State of the Consumer report from Stephanie K. Mah, Director of Research, Structured Finance, Morningstar Credit Ratings.

The substantial decline in serious mortgage delinquencies contrasts with that of other types of loan delinquencies that are on the rise, such as student loan debt and auto loan delinqucies, Mah reported.


Who Is Getting The Inspections In Central Florida?

Most field service inspectors cannot afford 40-cents a day to advertise their business because they don’t know how to advertise. They don’t generate business to pay for advertising.

This is a banner that SOFI designed for Ryan Simmons at www.fieldinspector.BIZ. The price was 40-cents a day for the banner and a year of advertising. Maybe you need to rise up above the competition. ORDER your banner ad today if you can afford 40-cents a day and you want to rise above your competition. Or, do nothing. Your business growth depends on the decisions YOU make.

Ryan Banner 070416


Did You Know?

China has a long-standing tradition in wood carving. For centuries, its chisel-wielding masters have been turning bland pieces of wood into awe-inspiring masterpieces, but none as impressive as the mind-blowing creation Zheng Chunhui. This talented Chinese artist spent the last four years painstakingly carving a detailed replica of Along the River during the Qingming Festival, a famous traditional Chinese painting, into a 12-meter-long tree trunk. The breathtaking beauty of his work simply cannot be expressed into words, you just have to see it for yourself.

China has now completed construction on the world’s largest radio telescope. The Single-Aperture Spherical Radio Telescope (FAST) as it is known, is an enormous dish made up of 4,450 reflector panels with a diameter of a half a kilometer.


The above video was sent to me by a recruiter at a regional field services firm. She has traveled to China. Her comment was that maybe the United States is falling behind China in today’s world. She said she is having a difficult time finding field service inspectors who can hold a camera level when taking a photo and who can follow very simple instructions.


Zhōngguó jiāng hěn kuài chéngwéi shìjiè dì yī

750,000 Californians Past The Age Of 65 Are Still Working


As the Sacramento Bee reports, more than 740,000 California residents between ages 65 and 74 are employed or looking for work, roughly double the number from 15 years ago, according to a Sacramento Bee review of the latest census data.

Think about some part-time field service inspections as a way to supplement your income. Check out all of the great SOFI information, marketing and training products at www.sofistore.com. Call Richard Law at 321-543-2809 (east coast) if you want to chat about field service inspections.


If You Get Paid For A Field Service Inspection & Use A Drone … You Need To Read About A Required FAA Pilot Certificate


WASHINGTON – New drone rules from the Federal Aviation Administration limit most small commercial drone operations to daylight hours and require operators to get certified every two years.

The FAA’s 624-page rulebook allows commercial drones weighing up to 55 pounds to fly during daylight hours and lower than 400 feet in the air, or higher if within 400 feet of a taller building or tower. The aircraft must remain within sight of the operator or an observer who is in communication with the operator. The operators must be at least 16 years old and pass an aeronautics test every 24 months for a certificate and a background check by the Transportation Security Administration. New FAA commercial drone rules require a “pilot certificate”


Did You Know?

Did you know that Pascal County … near Tampa, is the nudist capital of the United States.


Florida, you say? Yup, Pasco County, Florida, has been named nudist capital of the United States. Pasco is 20 miles north of Tampa and boasts hundreds of acres of nudist resorts (like Caliente Resort and Spa) and campgrounds here cater to the European tourists seeking relaxation from standing in lines all day at the area’s many theme parks. Pasco County is also home to an upscale nudist community living in half-million dollar homes, clothing-free clubhouses and waterfall-lagoon type pools there are perfect for a good ol’ skinny dip. I know some Pasco County field service inspectors. They seem to be happy. I have not seen any nude photos on their resumes or their websites.


Did you know that 99% of field service firms do NOT require a job applicant to pay for a background check. If you look at all U.S. business, you will find that about 99.5% of ALL U.S. companies do NOT require the applicant to pay for a background check.

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Are You Shopping For Low Cost E&O/GL Insurance For Your Business?


Be sure to talk to OREP before you make a purchase of E&O/GL insurance for your business. OREP has been providing low-cost insurance for the field services industry for the last 14 years.

If you are a mortgage field services contractor and you are paying more than $850 premium for your E&O and GL coverage ($2 million limits), you may be paying too much.

The offer is not available for Safeguard Properties contractors. Safeguard Properties will tell you where you MUST buy your insurance.



The Lazy Days Of Summer


Many of the national and regional field service firms are busiest in the summer months. At SOFI, we have a lot of interaction with these firms as their clients are addicting more inspections and the firms are working to build their inspector networks.

Many field inspectors get lazy in the summer months and cut back on their marketing. This is a big mistake. Don’t be a victim of the lazy days of summer. Yes, you should enjoy the long warm and sunny days of summer. But, don’t cut back on the marketing as summer is a great time to introduce yourself to hiring firms.

Check out all of the great SOFI information, marketing and training products at www.sofistore.com.

Protect Your Phone Number With Star 67


One of the national car chase firms is asking field service inspectors to call the delinquent car loan borrow if they are unable to make contact at the front door of their home. It would be best to prefix the borrower’s telephone number with *67 to hide your cell phone number and not show your caller ID to the borrower.  The words “Private,” “Anonymous,” or some other indicators will appear on the recipient’s phone instead of your mobile number. You don’t want delinquent borrowers calling you days, weeks, months or years later.

The Long Summer Days Are Here … Make Some Extra Part-Time Money


The long days of summer are great. You can work some part-time field service inspections and make some extra money. The days are longer so that some late afternoon/evening field inspection work is possible. Make some extra money to pay some bills, save some money or put aside some funds for a great end-of-summer vacation.

Check out all of the great SOFI information, marketing and training products at www.sofistore.com. Call Richard Law at (321) 543-2809 (east coast) if you want to chat about getting started in field services. Take advantage of the long days of summer.


This Is How Much Your Obamacare Health Insurance Payment Is About To Jump By


It’s official: years of warnings that Obamacare will lead to dramatic increases in healthcare premiums are about to be validated. Maybe it’s time to consider a part-time field service job as a way to make some extra money to pay for health insurance … or to buy some new toys in 2016.

Automobile Delinquencies Are Soaring in 2016… Great News For Field Service Inspectors


More than 8.4% of borrowers with weak credit scores who took out loans in the first quarter of 2014 had missed payments by November, according to the Moody’s analysis of Equifax credit-reporting data. That was the highest level since 2008, when early delinquencies for subprime borrowers rose above 9%.

The National Field Service Directory lists two of the largest field service firms that order vehicle delinquency interviews. These inspections pay about $25. ORDER HERE


Hey Old Timer: Find A Part-time Job You Like & Be Happy … Field Services May Be Right For You


The primary reason for the older generations remaining in the workforce isn’t surprising: people simply don’t have the money to retire. Three in five retirees surveyed by the Transamerica Center for Retirement Studies said making money or earning benefits was at least one reason they had retired later than planned, and almost half said financial problems were the main reason for working past 65. With nearly 60% of all U.S. households having no savings in individual retirement accounts such as a IRA or 401(k), the fact that older workers simply can’t afford to retire is not a surprise. Those that do have a retirement account, predictably see different levels of funding according to their income.

The situation doesn’t appear to be on the verge of getting any better either, as 27% of Americans say they will “keep working as long as possible” according to a 2015 Federal Reserve study – and to make matters worse (for younger generations), 12% of Americans say they don’t plan to retire at all.

Call Richard Law at 321-543-2809 if you want to chat about field services.


Networking Is So Very Important …


Almost every field service inspector has a smartphone with unlimited minutes. They can call everyone in the U.S. There are no long distance charges. There is no reason not to network. Yet, most field service inspectors have never in their lifetime talked on the telephone to another field inspector. Can you believe that?

There is so much to learn with networking. Information is power! Below is what one field inspector passed along with networking. Did you know that he is getting $45 to $60 for a residential insurance inspection while other inspectors doing the same task for other firms are getting $10? Every National Field Service Directory comes with a CD loaded with field inspector contact information … provided for the purpose of networking. Talking to other field inspectors can yield very rich rewards.

On my commercial inspections/surveys I average $150-$200 per inspection plus trip fee for out of area work, with maximum 2.5 – 3 hours spent on each inspection working with clients like [company name deleted] and [company name deleted] in Texas. I only do residential inspections for [company name deleted] that average $45 to $60 per inspection, plus a trip fee for out of area work.

Lies … Lies … And More Government Lies


Read the Zerohedge post on the cost of living today. More and more people are working additional part-time jobs to help them cover higher living costs. Some people find the best parts of the field services industry and pick up some part-time work and make some extra money. The industry has some good segments and some bad segments. Let SOFI help you find your way. Call Richard Law at 321-543-2809 (east coast) if you want to chat about field services as an additional income stream.



What Americans Spent The Most Money On In Q1

Summarizing the Obama economy on where consumers are spending: health insurance and jet skis, for waiters and bartenders. Healthcare insurance costs are increasing. Some Americans are performing some part-time field inspections to pay for increasing health insurance premiums.





Vendor Managers Herding Field Inspectors Can Be A Very Tough Job … You Need To Ask For More Money … Lots More Money


Herding field inspectors can be like herding cats of goats. It’s almost an impossible job. Ask of more money.

Field inspectors who check their email once every three days and have a full voicemail box are not suitable for field services.

Watch the video.


Vender Managers … Stop Wasting Your Time With The Deadbeats


Attention vender managers … there are so many great field service representatives that you want to be in your network. Establish a great network and you can take some 2-hour lunch breaks on a warm sunny day. You can leave work early on most days.

Stop wasting your time with the deadbeat field service inspectors. Learn the signs of a deadbeat field service inspector. Don’t waste time with field inspectors who are so disorganized that they cannot manage their voice mails. The first time you find a full mailbox, start looking for their replacement. If someone is calling to get work and their voice mailbox is full, then BLOCK their telephone number … you don’t want them calling back. Don’t let anyone waste your time. Hell is having a network with a bunch of deadbeats who are disorganized and have a full voice mailbox.

The deadbeats know who they are … don’t they.


New Mercedes AA Class Battery Powered Car

I drive a Toyota Prius 2 hybrid that gets 52 miles per gallon. Mercedes has now come out with the Mercedes AA Class car that runs on AA batteries. Check it out. I expect that many field service inspectors will be looking at this new battery powered vehicle. You will have to move up to the higher quality field service firms that pay the higher fees in order to afford it. www.sofistore.com

Plautus … Tha prépei na dapanísei chrímata gia na vgáloun leftá . Diaváste perissótera sto


Titus Maccius Plautus … a Roman Playwright … said “You must spend money to make money”. About 80% of SOFI business comes from 20% of its members … who are usually also the top 20% of field inspectors in the industry. In real estate, about 20% of Realtors sell 80% of the properties. College graduates usually make much more money than high school graduates. In field services, about 20% of the field inspectors make 80% of the money. The 20% of field service inspectors making more money are those who invest in growing their business. They are active in growing their business … they have a plan.

How are you doing? What have you done in 2016 to grow your business? When you do nothing … you get nothing. You don’t advertise … you have a crappy resume full of noise … you never read a training manual to move to a higher level … you don’t network … your customers are deadbeats and fraudsters from Craigslist … and yet you somehow expect to compete with those who take a very active role in growing their business.

Check out all of the great SOFI information, marketing and training products at www.sofistore.com. Or, just do nothing and hope that you will get lucky and a rainbow will somehow appear on the horizon.