Category Archives: General Reading
One Commercial Field Inspection Each Month With Pay For A NEW I-Phone 8 Or i-Phone 10
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Disaster Field Inspector Opportunity … Check It Out TODAY
CLICK HERE FIRST to DOWNLOAD details about this opportunity.
Be sure to mention that you found this advertising at SOFI.
Watch Out For “FAKE” FEMA Employment Ads Online
The above is a “FAKE” FEMA ad. It was not issued by FEMA. FEMA says the 888 number is not legitimate and the “$2,000 a week for 90 days” claim is inaccurate.
There are a lot of questions and rumors about FEMA job postings for Harvey. If you’re interested in getting involved in the response, we want to make sure you’re working through trustworthy sources. To verify, please visit the rumors section of our Hurricane Harvey page: https://www.fema.gov/hurricane-harvey.
For those interested in volunteering/donating, National Voluntary Organizations Active in Disaster (National VOAD) has a list of Texas organizations here: https://txvoad.communityos.org/cms/node/104
If you’d like to help out the FEMA mission as a temporary hire, visit: https://careers.fema.gov/hurricane-harvey
Hurricanes Harvey and Irma will drain a lot of field service inspectors away from the low-fee Mortgage Segment. The profit on a mortgage drive-by inspection is “maybe” $1.50. The mortgage segment is dead as mortgage delinquencies and foreclosures are at a 10-year low. There is also now a 90-day moratorium on foreclosures in the areas affected by hurricanes. This further reduces the volume of inspections and foreclosures.
HUD Boosts Security In Public Housing While The Security Of Its Pool Of Foreclosure Assets Has Been Compromised
Respa News reports on August 28, 2017 that the Department of Housing and Urban Development (HUD) has awarded $5 million to 25 local agencies in 15 states to address emergency, safety and security needs and fight crime in public housing properties. The award is funded through HUD’s Capital Fund Emergency Safety and Security Program.
“This funding will allow public housing authorities to put in place additional safety measures that provide greater security and protection for residents,” HUD Secretary Ben Carson stated.
The grants will be used to install, repair or replace capital needs items, including security systems/surveillance cameras, fencing, lighting systems, emergency alarm systems, window bars, deadbolt locks and doors. The awards were granted to housing authorities in Alabama, Georgia, Idaho, Illinois, Indiana, Kansas, Massachusetts, Maryland, Mississippi, New Jersey, New York, Pennsylvania, Texas, Virginia and Washington.
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Housing Wire reported on November 21, 2016 that nearly 500,00 individuals are at risk of identity theft after the Department of Housing and Urban Development inadvertently made their personal information — including social security numbers and dates of birth — publicly available on its website.
According to HUD, the data breach is the result of two separate incidents, one of which exposed the personal information of more than 425,000 public housing residents. As a result of the breaches, HUD sent letters to the affected individuals and offering them one year of credit monitoring services from TransUnion.
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The HUD master key codes have been compromised. The master key codes and keys are available on E-Bay, Amazon and many lock supply companies. HUD is well aware of the problem. HUD refuses to transition to a secure system using electronic locks or electronic lockboxes. I am hoping that Secretary Carson will soon give the order to fix this huge security problems.
America’s No-Go Zones In 22 Villages In 9 States … Where Will You Go For $1.50?
Mortgage field service inspectors are the lowest paid inspectors in the United States. The average mortgage drive-by inspection pays about $3 and requires about 7 photos. The profit is “maybe” $1.50. You will need to spend about $1,265 upfront for insurance and a background check. It will take about 833 inspections to pay for your upfront expenses. You may have to wait as long as 60 days for your first pay check or direct deposit. You may not get paid. The mortgage segment is the home of 99.5% of the fraud, greed and corruption in the industry.
You will be asked to visit high-crime neighborhoods. You will be asked to go to some of the No-Go Zones starting to spring up in some areas of the U.S. Muslim enclaves that are hostile to surrounding communities are springing up across America. Funded by Pakistani radicals, 22 villages in 9 states have been established that are teaching terrorist tactics to members of their community.
When you are taking photos in high-crime areas and No-Go zones, you are endangering your life. Police will avoid these areas while mortgage inspectors will risk their lives to make $1.50 on a mortgage inspection.
Avoid Field Service Firms That Pay Slower Than Every Two Weeks
Some field service firms have a critical cash flow. Any slight perturbation in their cash flow and you will not get paid. If a firm is paying slower than every two weeks, it means they have no capital. They have no money in the bank. They depend of the field service inspector to fund their operation with unpaid labor.
Firms that pay at 30-60 days intervals can be critically unstable. History shows that many of these firms do not survive. They have a poor cash flow and they are also very poor at managing the cash flow. The executives always get paid and it is the staff and the field inspectors who suffer.
Check out all of the great information, marketing and training products available at www.sofistore.com
Our most popular product is the Field Service Business Starter Package.
Call 321-543-2809 (east coast) if you want to chat about field services.
CBS News Money Watch Reports Harvey Scams
Scammers targeting Hurricane Harvey victims are making robocalls throughout the affected areas, warning victims that their flood insurance premiums are overdue and must be paid immediately to maintain coverage, the Federal Trade Commission is warning.
In reality, even if your premium payment was due at month’s end, the Federal Emergency Management Agency, which administers the National Flood Insurance Program, typically provides extended grace periods during natural disasters, said Loretta Worters, spokeswoman for the Insurance Information Institute. During flooding in Louisiana last year, for example, the agency extended its normal 30-day renewal grace period to 120 days for those in affected areas. READ MORE >>>>
FEMA Job Scam Reported By WPSD News 6 In Paducah, Kentucky
WPSD 6 reports the ad says FEMA will pay $2,000 a week along with expenses. Turns out those ads are fake.
Houston Field Inspectors … Look Into Disaster Unemployment Insurance
I talked to a Houston field service inspector who said that a Mortgage Order Mill (MOM) was offering work with payment 3 weeks down the road. Houston is under water and the Mortgage Order Mills are still pay on an average after 30-days with some having 60-day pay schedules. Some MOMs are not paying for completed work. Avoid Virginia MOMs.
Texas and the Federal Government is offering Disaster Unemployment Insurance which may be a better option than having to wait 30-60 days to get paid by a Mortgage Order Mill with a cash flow problem. Mortgage Order Mill executives, managers and staff will be paid before mortgage field service inspectors.
Make smart decisions. Don’t be stupid. Avoid the Mortgage Segment. If you cannot find good paying work, then disaster unemployment insurance might be a great gap filler. Check it out.
JMI Reports Is Hiring In Selected Areas … Training Is Provided
About Working Direct For FEMA Or Other US Agencies
To get a Federal Emergency Management Agency (FEMA) contract, or work with the US Government at any level, your firm first must be registered with the System for Award Management (SAM), which absorbed FEMA’s former Debris Removal Contractor Registry. SAM combines federal procurement systems and the Catalog of Federal Domestic Assistance into one system and often was referred to as CCR – ORCA. Additionally, when you obtain a SAM Account, your firm is assigned a Commercial and Government Entity (CAGE) code, a five-character Identification used within the federal government, which is issued by the Defense Logistics Agency to identify a specific facility at a specific location.
Advertise At www.fieldinspector.BIZ … Do It TODAY!
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Wake Up Your Advertising With A Banner Ad At www.fieldinspector.BIZ
“Richard. I cannot tell you how much traffic that simple ad has generated for CRMKC. BEST money I’ve spent to date. You made a believer out of me, and I recommend the site to everyone I meet”.
Grow your business … make more money … save money … buy more toys. Advertise with SOFI.
Think Of Commercial Inspections & Amazon … Think of Mortgage Inspections & Sears
I read a report this morning where Sears sales have plunged 11.5%. Mortgage delinquencies and foreclosures are at record lows. Many of the Mortgage Order Mills (MOMs) are on life support. Some have already died. All of the MOMs are kneeling and praying to Satan and asking for a quick recession. They hate Trump because he is creating better jobs. No one wants low-fee mortgage inspections where sometimes the pay ends up being ZERO when they refuse to pay. Can you imaging paying $1,265 upfront for insurance and a background check … performing inspections … and then not getting paid. It happens in the Mortgage Segment … the home of 99.5% of all of the fraud, greed and corruption in the industry. No one is going to help you. You lose!
The average mortgage inspection pays about $3 and requires about 7 digital photos. The start-up cost for mortgage inspections is about $1,265 for required insurance and a background check. Property preservation discounts are 20-50%. Some of the MOMs are offering debris removal at $15 a cubic yard … the Government allowance is $50. There is no real money to be made in the Mortgage Segment of the field services industry. Two federal district courts have said that property preservation mechanics are employees and not independent contractors. I expect that one of the largest national field service firms is going to go bankrupt when the next federal district court ruling on employee misclassification comes out later this year.
I talked to a Texas mortgage inspector this week who is owed about $700 by a Virginia MOM with a long record of not paying. So, here is a situation where the pay was terrible and then you don’t get paid for your hard work. I suggested that he write a company review at www.glassdoor.com.
Sears is the dying store in the retail industry. Mortgage inspections and entry-level property preservation tasks are the dead areas of the field services industry. Check out the information, marketing and training products at www.sofistore.com. Check out the National Field Service Directory which lists the higher quality firms that pay the higher fees.
Avoid the Mortgage Segment.
What Do Field Inspectors Think About $3 Mortgage Inspections?
Commercial & Insurance Field Service Firms Need To Pay Attention To What Is Happening In The Mortgage Segment
Two federal district courts in California have said that property preservation mechanics are employees and not independent contractors. I expect that field inspectors will soon be included into some employment misclassification legal actions. When you control field service representatives, they are employees. Field inspectors need to keep track of their mileage, time and expenses if they should decide to join a class action suit claiming they are employees.
Who Do You Think Is Getting Inspections On Long Island?
CLICK on the image to enlarge the image.
Most field service inspectors do not advertise and then they wonder why their advertising competition is getting all of the work. The are living in a black hole. They are hidden from the view of hiring firms.
ORDER your banner ad TODAY to be posted at www.fieldinspector.BIZ.
Get some attention. Get some more business. Crawl out of the black hole. Make yourself visible to hiring firms. The cost is only about 41-cents a day for a SOFI designed banner ad posted at www.fieldinspector.BIZ. Do nothing and you get nothing. You decide!
Fall Is a Busy Time For Many Field Service Inspectors …. The End Of Summer Is The Time To Rejuvenate Your Business
Fall Is a Busy Time For Many Field Service Inspectors
Marketing is the engine of your field services business. The end of summer is the time to rejuvenate your business. It’s time to start making money again.
We are just a few days away from Labor Day … September 4th. Labor day usually marks the end of summer in many areas of the U.S. The months of September … October … November are often some of the busiest months of the year for field service inspectors.
TODAY is the time to begin a push to market your services. Vacations at the hiring firms have ended and the fall is the time when there is a big push to get work done before the end of the year holidays.
The National Field Service Directory is your starting point for growing your business. It is the bible for the industry listing the higher quality firms that pay the higher fees. The Directory lists over 100 national and regional field service firms that service your area. Your can order the Directory online at www.sofistore.com. Maybe you need a professional resume or some online advertising. Check all of the great information, marketing and training products at www.sofistore.com.
If you are just starting out in the field services industry, you need to know that the commercial inspections are the sweet spot in the industry. The next favored area is insurance inspections. The dead spot is mortgage inspections. Definitely avoid the mortgage segment of the industry. Check out the business starter package at www.sofistore.com.
Call Richard Law at 321-543-2809 (east coast) if you have any questions.
Keep Very Accurate Work Records In The Mortgage Segment … The Payoff Could Be HUGE!
The verdict out of the Bowerman case in the California Federal District court is very important. Fred Bowerman was included in a class action suit against a Mortgage Order Mill (MOM). Fred was an independent contractor, but the MOM treated Fred as an employee … they were very controlling. Fred kept very good records.
Foreclosurepedia has posted the court verdict worksheet records for the first 11 claimants in the case. About $2 milli0n dollars is going to the first 11 claimants. Fred’s share of the court award is $269,281. Federal court case law is building which is showing that mortgage field service representatives are employees and not independent contractors because of the rigid controls exercised by the many MOMs.
Be smart and document all of your operations and expenses. Maintain super detailed and accurate records. Backup your records up to the cloud. A day may come when you are able to participate in a class action suit and win big.
Be sure to make a donation to Foreclosurepedia for bringing you such important information. It’s hard work … please donate.
Fred Bowerman Says He Was Treated Like An Employee & Not An Independent Contractor
A judge and a jury found that Fred Bowerman was a field services employee and not an independent contractor. The court award to him was $269,281.
Foreclosurepedia reports that “During the course of their employment by FAS, the Bowermans became enlightened to the fact that they and tens of thousands of other Contractors were getting the shaft. The shaft, though, was not just from FAS. It was from each and every Member of the National Association of Mortgage Field Services and others.”
Are you an independent contractor or an employee?
Some Vendor Managers Are Taking 2-Lunch Breaks On Most Days
The economy is getting better and some vendor managers are not able to recruit the inspectors that they need. Other vendor managers are taking 2-hour lunch breaks as there are having no problems recruiting inspectors. They are going to the park on a 2-hour lunch beak or to Best Buy to look at the new electronic gadgets. They love their job!
Some hiring firms advertise with a SOFI banner and they subscribe to the SOFI Weekly Update Report listing new field inspectors added to the National Field Service Directory. Ask your boss for some help. Order a SOFI Banner Ad and a SOFI Weekly Update Report at www.sofistore.com.
More Car Chases Coming For Field Service Inspectors As Auto Defaults Surge
The Federal Reserve is saying that 2017 will be a great year for car chases … also known as vehicle delinquency interviews. This is great news for the field service inspectors that love the car chases. Most of the car chases go to inspectors with great SOFI designed resumes and those who advertise with SOFI. Richard Law can help you with that … call 321-543-2809 (east coast) for details.
I have performed many vehicle delinquency interviews. Some were also for boats, jet skis, motorcycles and RVs. You are not asking for any keys or making a repossession. In essence, you are asking the delinquent borrower to call the bank or finance company in your presence. When they call, you get the name of the person they talked to on the telephone.
Today Is National Ice Cream Day
Today is National Ice Cream Day today. Dorann and I visited the Cold Stone Creamery on Sunday on the barrier island of Indialantic, just across the Indian River from Melbourne, Florida. It was a buy one, get one free ice cream with a coupon at Cold Stone Creamery.
Dorann and I will be in the Melbourne area through Wednesday if you want to meet for coffee and chat about the field services industry. Call Richard Law at 321-543-2809 (east coast).
Notary Signing Agents Are Stepping Into Commercial & Insurance Inspections
Field service inspections are becoming a great gap filler for notary signing agents as interest rate rise and some of their assignments are slowing. Most of the notary signing agents are getting a fast start using all of the information, marketing and training products at www.sofistore.com.
The competition is heating up. I am sending out a resume email blast on Tuesday of next week for a new notary signing agent who also has also a year of field inspection experience. I sense that she is a very dedicated and organized ex-Army officer. She served as a company commander and was awarded a Bronze Star for service in a combat zone. The Bronze Star Medal, unofficially the Bronze Star, is a United States decoration awarded to members of the United States Armed Forces for either heroic achievement, heroic service, meritorious achievement, or meritorious service in a combat zone. She has a graduate degree in international relations.
The competition is heating up and I find that many field service inspectors have no resume and they have no advertising and they have no marketing skills. They do nothing to compete and they don’t get the work. Then, they wonder why their telephone is not ringing. These field inspectors are going to be left out when it comes to getting work in field services industry.
Change happens … they keep moving the cheese … cheese being jobs. Get ready for cheese to move. The quicker you let go of the old cheese … the sooner you can enjoy the new cheese. Savor the adventure and enjoy the taste of new cheese. Let SOFI help you get connected with the higher quality firms that pay the higher fees. Check out the National Field Service Directory at the SOFI STORE.
Call Richard Law at 321-543-2809 (east coast) if you have questions on getting started.
Advertise With A SOFI Banners Ad At www.fieldinspector.biz
Your completion advertises and that is the simple reason why your telephone is not ringing.
They are getting the calls because you are an unknown.
Continue to listen uninterrupted to all of your great Pandora music on your smartphone.
Let The Competition Begin … Competition Is Great When Purchasing Materials
Home depot offers commercial accounts which will delay payments for 60 days, one-year returns and fuel discounts.
The June Jobs Report Was A Good Economic Report … Bad For The Mortgage Segment
Membership in SOFI is FREE. Today we are seeing fewer people interested in the field services industry as compared to past years. The Mortgage Segment is dead primarily because the fees are so low and the upfront costs to get started are so high. The only attraction today is working for the higher quality firms that pay the higher fees … I am talking about commercial and insurance inspections.
Many of the mortgage inspectors have left field services. Many were afraid to make the cross over from mortgage inspections to commercial and insurance inspections. They are afraid of change. I have never understood the reluctance to change when change was so much better.
We are finding that more of the national and regional field service firms are coming to SOFI for help in recruiting field service inspectors. Field service inspectors need to change quickly. Move with the change. Many notary signing agents are seeing a huge slowdown in refinances and they are filling the gap with field service inspections. They come to SOFI and we recommend commercial and insurance inspections. We suggest that everyone avoid the low fee mortgage inspections with the huge upfront costs to get started. The mortgage segment is also the home of fraud, greed and corruption.
Mortgage inspections are the dead spot and commercial inspections are the hot spot today.
Be ready to change quickly and enjoy it again and again. What would you do if you were not afraid?
Field Inspector Comments On Commercial vs. Mortgage Inspections
“Did 1 commercial inspection today.
Total drive time to and from site: About 75 minutes w/rush hour traffic (sadly).
Total time spent on the site: About an hour.
Total time spent putting the photos and report together to upload: About an hour.
Pay for this inspection: $225 for a little over 3 hours of easy, relax-paced work.
Equivalency for mortgage inspections: I had $5 per, so 45 would be needed which would take 6-8 hours of consistent driving & filling out along the way to get. $3 per? 75 which would take 10-12 hours plus to complete in my area.
Added caveat? Turns out part of the building is being renovated into a new craft brewery. I’m going back when they open.
Take it from someone who’s been there: don’t get into mortgage inspections now!”
I checked all of the numbers and they looked great.
GO COMMERCIAL
Most Mortgage Inspectors Did Not Do Well With Math In School
Job Growth Surged In June 2017 … Better Jobs Replacing The Low-Pay Jobs
The U.S. labor market rebounded in June, new government data showed Friday, as employers surpassed the expectations of most economists by adding 222,000 jobs. The unemployment rate ticked up to 4.4 percent, from 4.3 percent in May, but it did so for a good reason — more people joined the labor force to look for work.
In the field services industry, the commercial and insurance segments are strong while the mortgage segment is very weak. Foreclosures and mortgage delinquencies are at an 8-year low. The average mortgage drive-by inspection pays about $3. Too many mortgage inspectors are chasing fewer mortgage inspections. The first 833 mortgage inspections performed will go toward paying off your upfront background check and insurance costs … about $1,265. You may have to wait 60 days to get that first pay check.
The Mortgage Order Mills (MOMs) are just like Adolf Hitler and the media.
“Make the lie big, make it simple, keeping saying it, and eventually they will believe it”. … Adolf Hitler
The MOMs will tell you that there is a lot of money to be made with $3 mortgage inspections. All you will do is wear out your car servicing large areas and visiting the high-crime neighborhoods. It takes a mortgage field service inspector about two weeks before they discover that they are not making any real money.
Bank Of America Whistleblower Gets $57 MILLION Dollars … Learn About The False Claims Act
There is BIG MONEY to be made in MORTGAGE FRAUD.
Dec 17 (Reuters) – A former executive of Countrywide Financial, who led a jury to find parent company Bank of America Corp liable for fraud over shoddy mortgages the company sold, will receive a $57 million award for another whistleblower case against his former employer, according to federal court documents.
Edward O’Donnell had filed a whistleblower lawsuit that accused Countrywide of defrauding government-backed mortgage finance companies Fannie Mae and Freddie Mac by selling them loans that were not as good as the company represented them to be. The case became known as the “Hustle” case due to the Countrywide process through which the loans were sold, which was technically referred to as HSSL.
READ MORE >>>>
Telephone Not Ringing … Maybe You Need A SOFI-Designed Resume
SOFI has designed thousands of field service inspector resumes. We know what works. We know how to create a resume that will get some attention. Your resume needs to tell a 15-second story of who you are … what you do … where you do it … with no background noise.
The process is to complete the online form at www.joinsofi.com. Then ORDER your resume design … the price is $50. We will create a draft in about two days for you to review. The final product will be in a PDF format. You will LOVE your new resume. Look professional. Make more money in 2017.
Rep Maxine Waters Says On July 3rd That Ben Carson ‘Knows Nothing About The Mission Of HUD’
WASHINGTON – JUNE 19: U.S. President George W. Bush (R) presents a Presidential Medal of Freedom to Benjamin S. Carson, Sr. M.D (L), for his work with neurological disorders during an East Room ceremony June 19, 2008 at the White House in Washington, DC. The medal is the nation’s highest civilian award. (Photo by Alex Wong/Getty Images)
My first impression of Dr. Ben Carson in his new position as Secretary of HUD is that he will bring needed change to HUD. Sometimes you need an outsider to make real change.
Speaking at this year’s Essence Festival on July 3, 2017 in New Orleans, Maxine Waters said about Carson that “He needs to go back to the hospital, back to the operating room. If he thinks, when he comes before [the House Committee on Financial Services], where I am the ranking member… and thinks that I am going to give him a pass, I am going to take his ass apart.”
We Are Halfway Through 2017 … Will You Make More Money In 2017 Than In 2016?
Lynn Simmons is looking to grow her field services income in 2017 with a great banner ad at www.fieldinspector.biz. SOFI also created a great resume for Lynn.
I made a lot of money as a field services inspector and a property preservation specialist. I also had a great resume and I advertised.
Most Field Service Inspectors Have No Resume … Life Is Tough For Them
Life is tough. It is much tougher when you don’t have a great resume. Your smarter competition has a resume and they will get the job. Let SOFI design your resume.
Your competition shops at www.sofistore.com.
Let’s Talk About Car Chases … Vehicle Delinquency Interviews
I have performed many vehicle delinquency interviews. Some were also for boats, jet skis, motorcycles and RVs. You are not asking for any keys or making a repossession. In essence, you are asking the delinquent borrower to call the bank or finance company in your presence. When they call, you get the name of the person they talked to on the telephone.
Thanks Don For The Feedback
Richard, thanks for all the great resources. I’m new to field inspections but an article you wrote for one of the notary sites got my attention, led me to SOFI and from there to steady work providing me with a nice ancillary income. I’m more into it for the fun and keeping my people skills sharp, but the money is a nice bonus. Thanks for all you do!
See If These $425 Fake Mud Pants Meet Your Customer’s Dress Code
Nordstrom ($JWN), which canceled Ivanka Trump’s fashion line after their liberal customers complained, has decided to mock blue collar Americans by selling a pair of $425 jeans with fake mud!
It’s for the trust fund baby. It’s for the kid who inherits the millions of dollars, the kid who doesn’t want to work hard and wants to go into Nordstrom, pay a lot of money and act like they work – Ainsley Eardhardt, Fox & Friends
Nordstrom ($JWN) has decided to mock blue collar Americans with “Fake Mud” jeans. Most of the people I know get real mud on their jeans.
E&S Is A New Online Advertiser With SOFI
Check out the SOFI National Field Service Directory. It is the Bible in the field services industry. If you are starting or growing a field inspection business, the Directory will list over 100 of the higher quality firms that pay the higher fees and service your state. Network with the thousands of field inspectors across the U.S. … they are listed on the CD that comes with the mailed paper Directory. If you are going to do something … be sure to do it right.
Charge More For Field Inspections in NJ … IL … TX … NH … VT
In New Jersey, the average property tax bill is $8,477. Compare that to Alabama where the average property tax bill is $776. It cost more to live in New Jersey, so be sure to ask for more money for field inspections. Email a copy of this chart to the recruiter.
About Background Checks & Insurance In The Industry
The Subprime Auto Loan Meltdown Is Near … Get Ready For Some Great Car Chases
According to Equifax, an astounding 23.5 percent of all new auto loans were made to subprime borrowers in 2015. At this point, there is a total of somewhere around $200 billion in subprime auto loans floating around out there. Everything would be fine if the number of subprime borrowers not making their payments was extremely low. And that was true for a while, but now delinquency rates and default rates are rising to levels that we haven’t seen since the last recession. According to Bloomberg, almost 5% of subprime car loans that were bundled into securities and sold to investors are delinquent, and the default rate is even higher than that.
This bad economic news is great news for car chases. Car Chases is the short term for vehicle delinquency interviews. These are NOT repossessions. You are NOT towing cars. They pay about $25 for nearby inspections. Be sure to include some Car Chases in your portfolio of inspections. Check out all of the great SOFI information, marketing and training products at www.sofistore.com. Get connected with the higher quality firms that pay the higher fees.
The Largest Expense For Field Services Is Gas
I paid $2.02 at the BJ’s in Melbourne, Florida for gas. As a military retiree, I pay only $35 for a BJ’s membership card. I have $250 in RaceTrac gas cards that I purchased at a 20% discount at Publix. Using these cards, I pay about $1.86/gallon for gas at RaceTrac. I drive a 3-year old Prius 2 that gets 52 MPG.
Keep your service area small. Create the volume you need in that small service area by working for more companies. Charge more for out-of-area services. Work only for the higher quality firms that pay the higher fees. Avoid low-fee mortgage inspections. Work smart. Create efficiencies and you will earn more money. Add another part-time job such as notary signings if you need to fill any gaps. Life can be great if you are organized and produce great work.
Need Business Insurance … Check Out OREP … They Know Field Service Insurance Needs
Deal only with a professional insurance agent. In 2016, many of the Mortgage Order Mills (MOMs) were pushing an insurance agent who had their licensed revoked by a state insurance commissioner because of fraud. The owner of the insurance agency is expected to be criminally charged. Shop around and be sure to check out OREP before you make a final decision on insurance.
Richard Law In Melbourne, Florida … April 1 – 4 For USAF Thunderbirds Airshow
I will be in Melbourne, Florida for a few days. Call 321-543-2809 if you want to get together and chat about field services. We can meet at the Barnes & Noble bookstore in Melbourne or the Starbucks in Indialantic.
Many Of The Mortgage Vendor Managers Are Legal Experts In All States
Be sure you know the trespass and peeping laws in your state. Ignorance of the law is no excuse for breaking the law. I had a vendor manager at a Mortgage Order Mill (MOM) tell me that it was OKAY to peep into windows to obtain the occupancy status of a home. She said that it’s OKAY to peep into the windows of homes. I asked her if she had any legal training and what she did before she started work for the Mortgage Order Mill. She said that she was a hair dresser for seven years. I assume that she received some of her legal training while cutting the hair of a few attorneys.
Virginia Code 18.2-130 … Peeping or spying into dwelling or enclosure.
It shall be unlawful for any person to enter upon the property of another and secretly or furtively peep, spy or attempt to peep or spy into or through a window, door or other aperture of any building, structure, or otherenclosure of any nature occupied or intended for occupancy as a dwelling,whether or not such building, structure or enclosure is permanently situated or transportable and whether or not such occupancy is permanent or temporary,or to do the same, without just cause, upon property owned by him and leased or rented to another under circumstances that would violate the occupant’s reasonable expectation of privacy.
LIAR … LIAR … Pants On Fire
Some of the insurance field service firms think it is OKAY to lie to insurance field service inspectors. One national insurance field services firm said that it was okay to take photos while standing on private property of the inside of a fenced rear yard without owner/occupant consent because the authorization was written into the insurance policy. The insurance field service inspector felt very uneasy. He asked to see where such authorization was written in the insurance policy. CRICKETS! … No response.
He then called the insurance underwriter and discovered that no such authorization was written into their insurance policies. There was no such authorization to take photos of rear yards while standing on private property. Trespass is criminal in most state and county jurisdictions. You could be arrested and go to jail.
The insurance field inspector has referred this matter to the state insurance commissioner for a reading on the matter. More later on this!
When a field service firm lies to you, it means that they have no respect for you. Stop working for the liars.
SOFI does not provide any legal advice as we are not lawyers.
